Japan With Love is excited to announce a new way to shop and pay. PayPal is now available at checkout, giving customers a fast, secure, and flexible payment experience.
Eligible customers may also see PayPal’s Buy Now, Pay Later options at checkout or on selected product pages. These options are provided by PayPal and are subject to PayPal approval, eligibility, location, merchant availability, and order type.

1. PayPal checkout is now available at Japan With Love

You can now choose PayPal as a payment method when shopping at Japan With Love. With PayPal Checkout, you can pay using your PayPal account, linked payment methods, or available PayPal balance.
PayPal also gives eligible customers access to flexible payment options, including Pay Later and PayPal Credit, where available.
How to pay with PayPal:
  1. Add your favorite items to cart.
  2. Go to checkout.
  3. At this step, you can choose to select PayPal as your payment method by 2 ways:
    1. Choose Paypal logo at the Express checkout section
    2. Choose Paypal in the Payment section
  4. Log in to your PayPal account.
  5. Review your payment details.
  6. Confirm your payment to complete the order.

2. Introducing Buy Now, Pay Later with PayPal

Buy Now, Pay Later with PayPal allows eligible customers to shop now and split payments over time. PayPal offers two Pay Later options:
  1. Pay in 4 (interest-free)
  2. Pay monthly (interest applied)
  3. Pay with PayPal Credit Card (interest applied)

2.1 Pay in 4 (interest-free)

Pay in 4 lets eligible customers split qualifying purchases into 4 interest-free payments. It is available upon approval for purchases from $30 to $1,500.
The first payment is due at the time of purchase, followed by three additional payments every two weeks. Pay in 4 has no interest, no late fees, and no sign-up fees. When applying, a soft credit check may be needed, but it will not affect your credit score.
Pay in 4 requirements and notes:
  • Available to eligible consumers upon PayPal approval.
  • Purchase amount must be from $30 to $1,500.
  • Customer must be 18 years old or older to apply.
  • Currently not available to residents of Missouri.
  • Availability depends on the merchant.
  • May not be available for certain recurring or subscription services.
  • Loans to California residents are made or arranged pursuant to a California Financing Law License.
  • PayPal, Inc. is the lender for Pay in 4.
How to use Pay in 4:
  1. Add items to your cart.
  2. Select PayPal at checkout.
  3. Choose Pay in 4 if available.
  4. Get a decision from PayPal.
  5. Confirm your purchase.
  6. Make the remaining payments according to your PayPal payment schedule.

2.2 Pay Monthly (interest applied)

Pay Monthly lets eligible customers split qualifying purchases into fixed monthly payments. It is available upon approval for purchases from $49 to $10,000.
Pay Monthly may offer repayment terms such as 6, 12, or 24 months, depending on PayPal approval and eligibility. Interest applies, and the final rate and payment schedule are provided by PayPal before you confirm the plan.
Pay Monthly requirements and notes:
  • Subject to consumer credit approval and eligibility.
  • Purchase amount must be from $49 to $10,000.
  • Customer must be 18 years old or older to apply.
  • Interest applies.
  • Payments may change based on shipping, taxes, purchase updates, or missed payments.
  • Availability depends on the merchant.
  • May not be available for subscriptions or recurring payments.
  • Currently not available to residents of Alaska, Connecticut, Hawaii, or Washington.
  • Missed payments may impact your credit score.
  • The lender for Pay Monthly is WebBank.
How to use Pay Monthly:
  1. Add items to your cart.
  2. Select PayPal at checkout.
  3. Choose Pay Monthly if available.
  4. Review the monthly payment plan, interest rate, and terms.
  5. Get a decision from PayPal.
  6. Confirm your purchase and make payments according to your selected plan.

2.3 Shopping with PayPal Credit Card (interest applied)

The PayPal Credit Card gives eligible customers special financing on purchases of $149+ everywhere PayPal or Mastercard® is accepted. If approved, customers may receive either a PayPal Credit Card or a PayPal Credit digital line to use when checking out with PayPal.
Interest applies if the balance is not paid in full within 6 months. Minimum monthly payments are required. PayPal Credit Card and PayPal Credit digital line are subject to credit approval and are available to US customers who are of legal age in their state of residence.
PayPal Credit Card requirements and notes:
  • Available for eligible purchases of $149+.
  • Subject to credit approval.
  • Available to US customers of legal age in their state of residence.
  • No annual fee.
  • Interest will be charged from the purchase date if the balance is not paid in full within 6 months.
  • Minimum monthly payments are required.
  • An approved application may result in a hard credit inquiry.
  • The PayPal Credit Card and PayPal Credit digital line are issued by Synchrony Bank.
How to shop with PayPal Credit Card:
  1. Add your favorite items to cart.
  2. Go to checkout.
  3. In the Payment section, choose Credit Card and fill in your card information
How to apply for PayPal Credit Card:
  1. Apply through the PayPal website or PayPal app.
  2. Provide the required information and agree to PayPal’s Terms and Conditions.
  3. Get a decision from PayPal.
  4. If approved, use your PayPal Credit Card where Mastercard is accepted, or use your PayPal Credit digital line when checking out with PayPal.
  5. At Japan With Love checkout, select Credit card and insert your PayPal Credit Card information.
With PayPal Checkout, Pay in 4, Pay Monthly, and PayPal Credit Card options, shopping at Japan With Love is now more flexible and convenient.
All PayPal Pay Later and PayPal Credit options are provided and managed by PayPal. Approval, availability, repayment schedule, interest, and final terms are determined by PayPal. Please review all PayPal terms carefully before confirming your payment.